Capital One Venture Rewards Card vs VentureOne Card | Tip'd
AMAZON GOLD SCAM INVESTMENT-Capital One Venture Rewards Card vs VentureOne Card | RedGage
The Capital One Venture Card and the Capital One VentureOne Rewards Card are both popular credit cards for Americans who travel frequently as they have many excellent benefits for frequent travelers. You may be wondering which card is better for you, so here I’ll try to help you by comparing these 2 cards together.
The main difference between the two cards is that the Capital One Venture gives you 2 miles for every dollar spent and has a $59 annual fee, while the Capital One VentureOne Rewards Card gives you 1.25 miles for every dollar spent but has no annual fee.
The main difference between the two cards is that the Capital One Venture gives you 2 miles for every dollar spent and has a $59 annual fee, while the Capital One VentureOne Rewards Card gives you 1.25 miles for every dollar spent but has no annual fee.
Capital One Venture VS
Capital One VentureOne Rewards
First, a look at what both cards have in common:
Earn unlimited miles and miles never expire. The more you spend on your card, the more miles you will earn, without any maximum limit. Since your miles don’t expire, there’s no urgency for you to redeem your miles before any expiration date.
Redeem your miles for any travel expenses, such as air tickets, hotel accommodation, vacation packages, cruise line and auto rentals. You can book any airline at any time, with no blackout dates and no advance booking is required. Simply pay for your travel booking with the card, and then redeem your miles online or by phone to be reimbursed for your purchase. To calculate how much your miles are worth, simply cut off the last two zeros. For example, if you have earned 22,300 miles, you’ve earned a $223 flight, or a $223 hotel room, or a $223 car rental. Your account will be credited for the travel purchase, and you will see that credit on your statement.
You can also redeem your miles for cash, gift cards or merchandise. If you don’t intend to travel, you also have the choice to redeem your miles for gift cards, cash back, merchandise, etc. This redemption flexibility stands out as one of the top benefits of this card.
0% foreign transaction fee. This is a great benefit especially for those who travel abroad frequently or make purchases over the internet as you won’t have to pay any foreign transaction fees when you pay in another currency using your card. Most card issuers charge around 3-5% as a foreign transaction fee, so this will result in additional savings for you!
No introductory 0% APR on balance transfers. You’ll start off with a variable APR of either 11.9%, 15.9% or 19.9% depending on your credit score, on balance transfers. Since there’s no 0% intro APR on balance transfers, you should only shift your existing card debts to either card if you are paying a higher interest rate than the one charged on this Capital One card. If you wish to transfer a balance, check out our 0% balance transfer cards.
No balance transfer fee. Unlike most other banks in the U.S. that charge a balance transfer fee when you transfer an existing card debt to another card, both cards do not charge any balance transfer fee. However, you should only do a balance transfer if you are currently paying a higher interest rate than the interest charged on this Capital One card (which is either 11.9%, 15.9% or 19.9%, depending on your credit score) since both cards don’t offer any 0% introductory APR on balance transfers.
Free Extended Warranty. If you purchase a new item with this card and it comes with an original manufacturer’s warranty of 3 years or less, Extended Warranty will double the original warranty time period to up to 12 months on most items that you purchase. This is a great benefit to have as it saves you from having to purchase additional warranty from stores especially when you buy electronic goods.
Free Purchase Security. Within the first 90 days from the date of purchase, Purchase Security will replace, repair, or reimburse you for eligible items paid fully with your Visa Signature card, up to a maximum of $500 per claim and $50,000 per cardholder, should your items get stolen or accidentally damaged.
$250,000 travel accident insurance. If you pay for your or your family’s travel tickets with this card, you will automatically be covered under this travel accidence insurance plan in the event of death or dismemberment.
Other travel-related benefits. You get 24-hour travel assistance services which will be helpful if you require any information relating to your travel such as passports, visas, immunizations etc. If your credit card is lost or stolen, you can get an emergency card replacement. You’ll also get medical assistance, legal referrals when you are away from your home.
Travel savings and upgrades. You can get complimentary room upgrades and special discounts at certain hotels, resorts and spas with this Visa Signature card.
Get access to advance ticket sales to popular sports, film, music, and theater events with the Visa Signature card. This will be a huge advantage to those who like entertainment as you get to enjoy access to advance ticket sales and preferred seating at concerts, sporting events like SuperBowl and hit Broadway shows, as well as movie ticket offers.
Auto rental insurance. When you rent a vehicle for less than 15 consecutive days in the US, or for less than 31 days outside the US with this card, you will be covered against accidental damage or theft of your rented vehicle. To be covered, you must decline the rental company’s collision/damage waiver. This insurance doesn’t apply to vehicles rented in Israel, Jamaica, the Republic of Ireland, or Northern Ireland.
Lost luggage reimbursement. If you pay for the full costs of your travel for yourself and your immediate family members with the Visa Signature card, you will be covered automatically for lost luggage due to theft or misdirection by the common carrier. You will be reimbursed up to $3,000 per trip.
Round-the-clock concierge service. This is a complimentary service to Visa Signature cardholders which you can use if you need assistance in booking any events, buying someone a gift or making restaurant reservations.
$0 Fraud Liability. This ensures that you won’t be obligated to pay for any unauthorized transactions on your card.
Capital One VentureOne Rewards
First, a look at what both cards have in common:
Earn unlimited miles and miles never expire. The more you spend on your card, the more miles you will earn, without any maximum limit. Since your miles don’t expire, there’s no urgency for you to redeem your miles before any expiration date.
Redeem your miles for any travel expenses, such as air tickets, hotel accommodation, vacation packages, cruise line and auto rentals. You can book any airline at any time, with no blackout dates and no advance booking is required. Simply pay for your travel booking with the card, and then redeem your miles online or by phone to be reimbursed for your purchase. To calculate how much your miles are worth, simply cut off the last two zeros. For example, if you have earned 22,300 miles, you’ve earned a $223 flight, or a $223 hotel room, or a $223 car rental. Your account will be credited for the travel purchase, and you will see that credit on your statement.
You can also redeem your miles for cash, gift cards or merchandise. If you don’t intend to travel, you also have the choice to redeem your miles for gift cards, cash back, merchandise, etc. This redemption flexibility stands out as one of the top benefits of this card.
0% foreign transaction fee. This is a great benefit especially for those who travel abroad frequently or make purchases over the internet as you won’t have to pay any foreign transaction fees when you pay in another currency using your card. Most card issuers charge around 3-5% as a foreign transaction fee, so this will result in additional savings for you!
No introductory 0% APR on balance transfers. You’ll start off with a variable APR of either 11.9%, 15.9% or 19.9% depending on your credit score, on balance transfers. Since there’s no 0% intro APR on balance transfers, you should only shift your existing card debts to either card if you are paying a higher interest rate than the one charged on this Capital One card. If you wish to transfer a balance, check out our 0% balance transfer cards.
No balance transfer fee. Unlike most other banks in the U.S. that charge a balance transfer fee when you transfer an existing card debt to another card, both cards do not charge any balance transfer fee. However, you should only do a balance transfer if you are currently paying a higher interest rate than the interest charged on this Capital One card (which is either 11.9%, 15.9% or 19.9%, depending on your credit score) since both cards don’t offer any 0% introductory APR on balance transfers.
Free Extended Warranty. If you purchase a new item with this card and it comes with an original manufacturer’s warranty of 3 years or less, Extended Warranty will double the original warranty time period to up to 12 months on most items that you purchase. This is a great benefit to have as it saves you from having to purchase additional warranty from stores especially when you buy electronic goods.
Free Purchase Security. Within the first 90 days from the date of purchase, Purchase Security will replace, repair, or reimburse you for eligible items paid fully with your Visa Signature card, up to a maximum of $500 per claim and $50,000 per cardholder, should your items get stolen or accidentally damaged.
$250,000 travel accident insurance. If you pay for your or your family’s travel tickets with this card, you will automatically be covered under this travel accidence insurance plan in the event of death or dismemberment.
Other travel-related benefits. You get 24-hour travel assistance services which will be helpful if you require any information relating to your travel such as passports, visas, immunizations etc. If your credit card is lost or stolen, you can get an emergency card replacement. You’ll also get medical assistance, legal referrals when you are away from your home.
Travel savings and upgrades. You can get complimentary room upgrades and special discounts at certain hotels, resorts and spas with this Visa Signature card.
Get access to advance ticket sales to popular sports, film, music, and theater events with the Visa Signature card. This will be a huge advantage to those who like entertainment as you get to enjoy access to advance ticket sales and preferred seating at concerts, sporting events like SuperBowl and hit Broadway shows, as well as movie ticket offers.
Auto rental insurance. When you rent a vehicle for less than 15 consecutive days in the US, or for less than 31 days outside the US with this card, you will be covered against accidental damage or theft of your rented vehicle. To be covered, you must decline the rental company’s collision/damage waiver. This insurance doesn’t apply to vehicles rented in Israel, Jamaica, the Republic of Ireland, or Northern Ireland.
Lost luggage reimbursement. If you pay for the full costs of your travel for yourself and your immediate family members with the Visa Signature card, you will be covered automatically for lost luggage due to theft or misdirection by the common carrier. You will be reimbursed up to $3,000 per trip.
Round-the-clock concierge service. This is a complimentary service to Visa Signature cardholders which you can use if you need assistance in booking any events, buying someone a gift or making restaurant reservations.
$0 Fraud Liability. This ensures that you won’t be obligated to pay for any unauthorized transactions on your card.
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